Specialized Life Insurance Expertise

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At 705 Insurance, we specialize in life insurance solutions that prioritize your family's financial security. Our experienced brokers understand that life insurance isn't one-size-fits-all. We work closely with you to identify the best policy to match your financial goals and long-term needs.

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Comprehensive Life Insurance Options

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We provide a wide range of life insurance options, including term life, whole life, and universal life insurance. Whether you’re seeking affordable short-term coverage or a policy that builds lifelong value, we have the solution for you.

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Life Insurance Coverages and Their Benefits

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Term Life Insurance  ​

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Term life insurance offers affordable, temporary coverage for a specific period, such as 10, 20, or 30 years. It's ideal for individuals looking to cover major expenses like a mortgage, education costs, or income replacement during critical life stages.

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Whole Life Insurance​ ​

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Whole life insurance provides permanent coverage with a guaranteed death benefit and a cash value component that grows over time. This policy is ideal for those looking for long-term financial planning, wealth transfer, or estate preservation.

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Universal Life Insurance

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Universal life insurance combines permanent coverage with investment opportunities. It allows you to adjust your premiums and benefits over time, offering flexibility and growth potential.

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Critical Illness Insurance 

 

Provides financial support if you’re diagnosed with a serious illness such as cancer, stroke, or heart disease. This coverage helps cover medical bills, recovery costs, and lost income during treatment.

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Mortgage Protection Insurance​  

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Ensures that your family can continue to meet mortgage payments in the event of your passing, preventing the risk of losing your home.

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Final Expense Coverage

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This coverage is designed to cover funeral costs, outstanding medical bills, and other end-of-life expenses, relieving your loved ones from financial stress during a difficult time.

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Child Education Planning

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Life insurance can help secure your child’s future education by providing financial resources in the event of your passing.

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Spousal and Family Coverage

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Comprehensive family policies allow you to protect your spouse and dependents under a single, cohesive plan.

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Estate Planning​ 

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Life insurance is a powerful tool for estate planning, helping ensure your assets are distributed according to your wishes and minimizing tax burdens for your beneficiaries.

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Key Person Insurance

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For business owners, key person insurance provides financial protection if a vital employee or partner passes away, ensuring the continuity of your business operations.

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Accidental Death Coverage

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Provides an additional payout in case of death due to an accident, supplementing your existing life insurance benefits.

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Competitive Rates

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At 705 Insurance, we work with leading insurance providers to secure the most competitive rates for your life insurance. Whether you need a basic policy or a comprehensive plan, we ensure you get value without compromising coverage.

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Get a Quote Today!

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Don't wait to secure the future of your loved ones. 705 Insurance offers tailored life insurance solutions that protect your family’s financial stability. Contact us today for a personalized consultation and let our experienced brokers help you choose the right life insurance policy for your needs.

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Protect Your Family with 705 Insurance

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At 705 Insurance, we understand the emotional and financial impact of securing life insurance. Our commitment is to provide Ontario families with comprehensive, tailored policies to ensure their loved ones are cared for. Whether you're looking to cover short-term needs or build a lasting legacy, our brokers are here to guide you every step of the way. Contact us today to learn more about our life insurance options, and trust 705 Insurance to help you safeguard your family’s future.