Exploring new destinations should be about creating memories, not worrying about unexpected medical bills. At 705 Insurance, we understand the importance of protecting yourself and your family when traveling. Our experienced brokers offer tailored solutions to ensure you’re covered wherever your journey takes you, making us Northern Ontario’s trusted choice for Travel Medical Insurance.

What is Travel Medical Insurance?

Travel Medical Insurance provides coverage for medical emergencies that occur while you’re traveling. This includes costs related to hospital stays, doctor visits, prescription medications, and even medical evacuation if necessary. Whether you’re traveling for business, leisure, or visiting family abroad, this policy ensures you have access to quality care without the financial stress.

Benefits of Travel Medical Insurance with 705 Insurance

• Comprehensive Coverage: From minor illnesses to major emergencies, our plans cover a wide range of medical needs.

• Worldwide Assistance: Access to 24/7 support to help coordinate care, wherever you are.

• Affordable Options: We offer plans to suit every budget, ensuring you’re protected without overspending.

• Expert Guidance: Our brokers help you choose the best plan for your destination, duration, and personal health needs.

Common Questions About Travel Medical Insurance

• Do I need Travel Medical Insurance if I have health insurance? Yes, most domestic health plans don’t cover medical expenses incurred abroad. Travel Medical Insurance fills this gap.

• What happens in case of a medical emergency? Your policy provides immediate assistance, covering medical costs and helping arrange treatment or evacuation if required.

• Is it necessary for short trips? Absolutely. Even short trips can lead to unexpected injuries or illnesses, and the cost of care can quickly add up without proper coverage.

Clearing Up Misconceptions

Many travelers believe their credit card’s travel benefits are sufficient for medical emergencies, but these often have limited coverage and may exclude pre-existing conditions. Another misconception is that Travel Medical Insurance is unnecessary for healthy individuals. Accidents or sudden illnesses can happen to anyone, regardless of age or health. Securing this coverage ensures you’re prepared for the unexpected.

Real-Life Examples

• For Vacationers: A traveler on a tropical vacation contracts food poisoning and requires hospitalization. Their Travel Medical Insurance covers the hospital stay and treatment, saving them thousands in out-of-pocket costs.

• For Business Travelers: A professional on a business trip experiences a sudden allergic reaction. The policy provides immediate access to care and covers the cost of emergency medication.

• For Families: A family’s child breaks an arm while skiing abroad. The coverage pays for the hospital visit, x-rays, and follow-up care, allowing them to continue their vacation worry-free.

The 705 Insurance Difference

At 705 Insurance, we take the stress out of securing Travel Medical Insurance. Our brokers provide clear, straightforward advice and tailor policies to fit your travel plans and personal needs. Whether you’re planning a weekend getaway or an extended international trip, we’re here to ensure you’re protected. Contact us today to get your personalized quote and travel with peace of mind!