Home & Auto Insurance | Commercial Insurance

A Division of Ai Insurance Organization

Stephanie-Lynn Gagne

Registred Insurance Broker - Timmins Ontario

I’m proud to serve clients in the Timmins community and across Northern Ontario as an insurance broker with 705 Insurance. Having grown up here and continuing to raise my own family locally, I understand the values, challenges, and opportunities unique to our region. This personal connection to the community allows me to build strong relationships and provide coverage that truly fits the needs of my clients.

At 705 Insurance, I focus on home, auto, and commercial insurance, with particular expertise in contractors, trucking, fleet, and heavy equipment coverage. My background combines years of experience in customer-focused industries with specialized knowledge of insurance products, underwriting, and policy structures. I take pride in being detail oriented, advocating for my clients, and simplifying what can often feel like an overwhelming process.

Clients trust me because I approach every policy with honesty, clarity, and a commitment to protecting what matters most to them. I believe in treating people the way I would want my own family to be treated with transparency, patience, and respect. Outside of work, I enjoy spending time outdoors with my fiancé and two daughters, camping, boating, and fishing. These experiences fuel my appreciation for protecting the lifestyles and everyday moments that families like mine work hard to build.

Insurance For The North

Welcome to 705 Insurance, a division of Ai Insurance Organization, your gateway to personalized insurance solutions in Ontario. Our commitment to excellence shines through as we offer a diverse array of insurance options to cater to your unique needs. Whether you're seeking comprehensive auto coverage, safeguarding your home, protecting your business, or planning for the future with life insurance, our dedicated team is here to guide you. Let us tailor a policy that provides the peace of mind you deserve.

Auto Insurance

Protect your vehicles with our comprehensive auto and ATV insurance plans, designed to provide peace of mind on and off the road. Enjoy tailored coverage options that suit your lifestyle and keep you safe while you explore.

Commercial Insurance

Protect your business with comprehensive commercial insurance, designed to safeguard your assets and mitigate risks. With tailored coverage options, you can focus on growth while we handle the unexpected.

Watercraft Insurance

705 Insurance protects your investment on the water with our comprehensive boat insurance. We offer tailored coverage options to safeguard against accidents, theft, and damage, ensuring you can enjoy your time on the water worry-free

House Insurance

Protect your home and cottage with comprehensive insurance coverage tailored to your needs. Enjoy peace of mind knowing that your cherished spaces are safeguarded against unexpected events.

Commercial Auto

Insurance

Protect your business on the road with our comprehensive commercial auto insurance. Tailored meet your unique needs, our coverage ensures peace of mind while you drive.

Life Insurance

Life insurance provides financial security for your loved ones in the event of your passing, ensuring they can maintain their lifestyle and cover essential expenses. It's a vital step in planning for the future and protecting what matters most to you.

Motorcycle Insurance

705 Insurance protects your ride with our comprehensive motorcycle insurance, designed to cover you in case of accidents, theft, or damage. Enjoy peace of mind knowing you're safeguarded on the open road.

Commercial Property Insurance

Commercial property insurance provides essential coverage to protect your business's physical assets, such as buildings and equipment, from unforeseen events like fire, theft, and natural disasters.

Group Benefits

Group benefits insurance provides comprehensive coverage options for employees, ensuring they receive essential health, wellness, and financial support.

My Promise

Annual Requotes

I automatically flag any policy that increases by more than 5% and shop it with every major carrier to make sure you’re still getting the best value. No calls needed, no time wasted. You’ll get a clear breakdown of your renewal options without having to shop around or start over. We do the legwork every year,

so you don’t have to.

Honesty Over Sales

I don’t believe in upselling just to hit targets. If a policy doesn’t make sense for you, we’ll say so—plain and simple. Our brokers are trained to protect your best interest, not pad commissions. We explain what you need, what you don’t, and why. No pressure, no scare tactics, and no surprises—just real advice based on facts, not sales goals.

Flexible Contact Options

Want a 7PM call after work? Prefer to text? Need a quick FaceTime to review your policy? No problem. We’re a new generation of brokers who work around your schedule, not ours. Whether it's email, video, phone, or chat, we use the technology that fits your life. You choose how we connect, and we'll it happen without delay or hassle.

My Blog

We leverage our blog to support Canadian-based businesses, provide insurance education, offer insights into the world of entrepreneurship, and assist emerging enterprises.